You believe you have a medical malpractice case against a doctor who worked with you, causing you some sort of injury -- or making your existing condition worse -- through negligence. You want compensation for the pain and suffering you've had to endure and your costs. What now?
If you are bitten by someone's dog while out jogging through the park, are they liable for your injuries? What about while you are visiting at their home? How about if you cut across their yard without their permission as a shortcut home?
Whether the discussion is distracted driving or even defensive driving, the conversation surrounding safety behind the wheel always comes down to one thing: awareness. It's essential to keep your eyes on the road and to be thinking of what might be around that next bend.
Most people who don't carry insurance do it for one reason: They don't want to pay for it. They may not be able to afford it at all, depending on their financial situation. There are cases where a driver may technically be uninsured when he or she simply forgot to make a payment or file the proper paperwork, but most cases where people drive around without any coverage stem from a lack of funds.
Imagine if you are in a hospital emergency room. You are very sick and you don't know why. A first-year doctor who is on his or her 22nd hour of a 24-hour shift comes in to see you. Does that concern you? There will be other doctors who check his or her work. Does that help?
Have you ever walked out to your car in a parking lot or along the street and found that it was damaged by another vehicle? Have you ever been involved in a fender bender and watched incredulously as the other driver sped away? If you said yes to either of these questions, then you've been a victim of a hit-and-run accident and probably asked: Will my insurance cover this?