Think that getting into an accident with an uninsured driver isn't that big of a risk? You may want to carefully consider it again. Out of 50 states, California actually ranks 13th in uninsured drivers, with 14.7 percent of all drivers getting behind the wheel without coverage.
Compared to some states, the rate in California actually looks rather low. In Oklahoma, 26 percent of drivers carry no insurance, which is the highest rate in the nation. That is closely followed by Florida, with 24 percent, and then Mississippi, with 23 percent. The top five continue to stay in the south for the next entry, as New Mexico has 22 percent, but then heads way north to Michigan with 21 percent.
Of course, California's relatively high ranking also means the states with the lowest percentages are far removed. For instance, Massachusetts has just 4 percent, Maine and New York are tied with 5 percent, and then Utah and North Dakota are tied with 6 percent.
It is worth noting that percentages don't tell the whole story. States with higher populations naturally may have a larger total of uninsured drivers, regardless of their ranking based on percentages. In that light, California ranks No. 1 overall, with 4.1 million drivers who don't have coverage. The No. 2 spot goes to Florida, with 3.2 million uninsured drivers.
As you can see, the risk of colliding with an uninsured driver is actually fairly high in California, and it's something you must take into account every time you get behind the wheel. If you want to learn more about how you may be able to seek compensation, our website can answer a lot of questions about the process.