Asatryan Law
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818-208-0000
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Asatryan Law
Call
818-208-0000
For A Free Consultation
Representing the injured in California and Nevada

Protect your legal rights when making a car insurance claim

If you're injured in a car accident, it makes sense for your immediate attention to turn to your health and well-being. Receiving treatment and following the direction of your medical team is of utmost importance.

However, as time allows, your attention should shift to making a car insurance claim. You pay for coverage every month, so you want to take full advantage of your policy.

Here are five steps you can take to protect your legal rights in California and Nevada when making a car insurance claim:

  • Call your agent as soon as you can: You won't do this right away if you suffer a serious injury, but do your best to make contact as soon as possible. If you're unable to do so, ask a trusted loved one to assist you.
  • Review your policy: Understanding the terms and conditions of your policy is of utmost importance, as this will dictate what happens next. Pay special attention to the coverage and exclusion sections of your policy.
  • Don't put all your trust in your agent: Even if you have a good relationship, your agent will do what's best for them and their company. This often means giving you a lowball offer with the hope of saving money. Do what's best for you, not your agent.
  • Collect evidence: Any evidence you can collect will work in your favor. This can include but is not limited to the police report, photos of the accident scene and photos of your injuries.
  • Keep receipts and bills: There are sure to be expenses associated with your accident, such as those for a rental car and medical treatment. Keep close track of all receipts and bills, as this will help you receive compensation.

By taking these steps, you're able to better protect your legal rights when making a car insurance claim.

Above all else, never forget that a car insurance policy is a legally binding contract. You pay for coverage, so your insurer is required by law to live up to its end of the bargain should you make a claim.

If you run into any issues with your insurance company, such as them not wanting to pay what you're owed, learn more about the legal action you can take.

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